| Sr.NO | PERIOD | INTEREST UPTO 5 CRORE | INTEREST ABOVE 5 CRORE |
| 1 | 90 DAYS TO 180 DAYS | 4.00% | - |
| 2 | 181 DAYS TO 1 YEAR | 4.50% | 3.00% |
| 3 | ABOVE 01 YEAR TO 02 YEARS (ADDITIONAL 0.5% FOR SENIOR CITIZENS) | 6.75% | 3.00% |
| 7.25% for Seniors | |||
| 4 | ABOVE 02 YEARS TO 03 YEARS (ADDITIONAL 0.5% FOR SENIOR CITIZENS) | 6.50% | 3.00% |
| 7.00% for Seniors | |||
| 5 | ABOVE 03 YEARS TO 05 YEARS (ADDITIONAL 0.5% FOR SENIOR CITIZENS) | 6.00% | 3.00% |
| 6.50% for Seniors | |||
| 6 | ABOVE 05 YEARS TO 10 YEARS (ADDITIONAL 0.5% FOR SENIOR CITIZENS) | 5.00% | 3.00% |
| 5.50% for Seniors |
► The Bank will not accept deposits beyond 10 years of maturity.
► 1% Penalty for pre-closure of deposits.
Senior Citizens Benefit:
Senior Citizens would be entitled to receive 0.5% more on the interest rates offered by the Bank on term deposits.
Auto Renewal of Term Deposits:
Term Deposit will be renewed automatically. Auto-renewal is a separate and Independent contract at the Bank’s prevailing interest rates on the date of auto-renewal for the same period as the original deposit, till the receipt is presented for payment.
DICGC Insurance Cover for Deposit
All deposits of our Bank are covered under the Insurance Scheme offered by Deposit Insurance and Credit Guarantee Corporation of India (DICGC) subject to certain limits and conditions.